Overview: Online Payments
Accept and manage online payments effortlessly with PCE’s flexible payment types and methods.
Overview
Priority’s Commerce Engine (PCE) empowers businesses to accept secure, seamless, and flexible payments directly on their websites and mobile applications. Built on a modern, cloud-native platform, PCE brings together operational expertise and a comprehensive suite of tools to support complex commerce and finance needs. Whether you’re processing one-time transactions, saving customer payment methods, or handling subscription billing, PCE delivers a unified, scalable solution.
Offering support for multiple payment methods—Credit & Debit Cards, ACH Debits, and Checks, PCE ensures your customers can pay however they prefer. By integrating through Passport PCE APIs, you get a single platform for all your payment channels, unified transaction data, and powerful reporting to help you launch products faster and optimize your payment flows.
In this guide you’ll learn
- How to process one-time payments without storing card data
- How to securely save customer payment methods for faster checkouts
- How to automate recurring billing at any interval
Prerequisites & Limitations
- PCE API credentials
- ACH/check support requires bank-account configuration
- Recurring billing requires mandate setup and compliance
Compliance / Regulation Mandates
- PCI DSS Level 1: All online payment processing—authorization, capture, and storage—must comply with PCI DSS Level 1 standards to secure cardholder data.
- PSD2 Strong Customer Authentication: EU online payments require two-factor authentication under PSD2 for customer-initiated transactions.
- AML & KYC: Implement risk-based anti-money laundering controls and customer due diligence for all payment flows.
- GDPR Data Protection: Ensure personal and payment data handled in online payment workflows adhere to GDPR principles, including minimization, explicit consent, and secure handling.
Feature Table
| Feature | Description |
|---|---|
| One-Time Payments | Process single-use transactions without storing payment details |
| Saved Payment Details | Store customer payment methods securely for repeat purchases |
| Recurring Payments | Automate charges on a schedule—ideal for subscriptions & installment plans |
Key Details
Transaction Types
Accept One-Time Payments
One-time payments are ideal for a single transaction without storing payment details.
Use cases:
- Retail checkout
- Event registrations
- Invoice or service-fee payments
Accept Payments with Saved Details
Save customer payment methods securely for faster repeat purchases.
Use cases:
- Returning e-commerce customers
- Subscription sign-ups
- Vendor payments
Accept Recurring Payments
Automate charges at defined intervals for subscriptions and memberships.
Use cases:
- SaaS subscriptions
- Membership dues
- Installment billing
Payment Methods
PCE supports a variety of payment methods to suit your business needs. Choose from any of the options below:
- Card: Accept all major credit & debit cards (Visa, Mastercard, AMEX, Discover).
- ACH Bank Debit: Process U.S. bank-account debits for lower-cost transactions.
- Check Deposit: Handle manual check payments with digital deposit workflows.
Updated 4 days ago