Card: Revenue Accelerator

Maximize your net payment revenue with tools designed to lower fees and recoup processing costs seamlessly.

Overview

PCE’s Revenue Accelerator brings together cost-saving and revenue-boosting features—Interchange Optimizer and Cost Recovery—to help you maximize net transaction value. By lowering interchange fees and automating surcharges, you can unlock more profit on every payment.

In this guide you’ll learn

  • How to reduce your interchange costs with enhanced transaction data
  • How to offset processing fees through automated surcharges
  • How to monitor and optimize overall payment revenue

Prerequisites & limitations

  • Active merchant account with Interchange Optimizer and surcharge features enabled
  • PCI DSS Level 1 compliance for fee-related operations
  • Card-network and state approvals for surcharge application

Feature table

FeatureDescription
Interchange OptimizerSubmit Level 1–3 data to qualify for lower interchange rates
Cost RecoveryAutomatically calculate and apply merchant-configured surcharges on credit cards

Key details

Provide Level 1, 2, and 3 details in your CARD transactions—like billing, PO numbers, line-item data, and tax amounts—to unlock corporate and commercial interchange tiers and reduce processing fees.

Enable the Mx Advantage surcharge feature, preview surcharge amounts via API, and automatically apply configured fees to eligible credit-card transactions to recoup processing costs.


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