Onboarding is how you tell Priority about a business so it can be approved to take payments. It runs through one API, the Priority Commerce Engine (PCE).

You describe the business to PCE: its legal details, the people who own and run it, where it operates, and its bank account. Along with those details, you choose the services the business needs, such as Accept Payments for card payments. PCE then checks the business, a step called underwriting. Once approved, the business can use the services you chose.

This section is for partners and platforms that onboard businesses for their merchants.

How onboarding works

As you build the business, PCE tells you what's still missing. When nothing is missing, it starts the underwriting review. That review isn't instant, so read the business to check its status.

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sequenceDiagram
    participant App as Your app
    participant PCE as Priority

    Note over App,PCE: Reach out to Priority for your x-api-key
    App->>PCE: Create the business, its owners, accounts, and locations
    App->>PCE: Enable service
    PCE-->>App: What's still missing (missingFields / missingDocuments)
    App->>PCE: Add what's missing, Requirements complete, submitted for review
    Note over App,PCE: Nothing missing, so Priority runs underwriting
    PCE-->>App: Approved, more information needed or declined

For the status values, see Status lifecycle. For the services you can turn on, see Supported services and features.

Start here

See also

• Businesses
• Individuals
• Services and features
• Documents
• Underwriting and status
• Data handling and compliance

Once a business is approved and live, it can begin accepting payments.