Reports let you see what you processed, what settled, and what was deposited to your bank — so you can reconcile payments end to end. Each report is a read-only GET that returns a paged list plus totals for a date range. Use them to close your books, investigate a chargeback, or track deposits. For the full catalog, jump to Available reports.

Reconciliation follows the money: payments are grouped into a batch, the batch settles, and settled funds are deposited to your bank. This page pulls the reports for each step; Batch Management covers opening and closing the batches those reports summarize.

Common use cases

Reconcile a day's settled volume against the deposit to your bank account
Pull per-transaction settlement detail for accounting
Track chargebacks, ACH returns, and expiring saved cards

How reporting works

Every report is a GET that takes a merchant and a date range and returns a paged result. The shared query parameters are the same across reports:

Parameter	Required	Description
`merchantId`	✓	Your PCE merchant identifier.
`startDate`	✓	Start of the range, `MM/DD/YYYY`.
`endDate`	✓	End of the range, `MM/DD/YYYY`.
`limit`	Optional	Page size. Defaults to `20`.
`offset`	Optional	Number of records to skip for paging. Defaults to `0`.

The response is a paged envelope: a records array, a recordCount, and a totals object that sums the range. For example, the Deposits report:

GET /checkout/v3/report/ach/items?merchantId=1000157980&startDate=01/01/2026&endDate=01/31/2026

{
  "records": [
    {
      "id": 188036000002785,
      "merchantId": 1000157980,
      "dba": "Demo Merchant",
      "workOfDate": "2026-01-18T05:00:00Z",
      "transmissionDate": "2026-01-21T05:00:00Z",
      "achCodeDescription": "DEPOSIT - CHECKING",
      "routingNumberLast4": "0104",
      "accountNumberLast4": "0200",
      "creditCount": 1,
      "creditAmount": "0.01",
      "debitCount": 0,
      "debitAmount": "0",
      "netCount": 1,
      "netAmount": "0.01"
    }
  ],
  "recordCount": 3,
  "totals": {
    "totalNetAmount": "0.01",
    "totalNetCount": 3,
    "totalCreditAmount": "0.02",
    "totalCreditCount": 2,
    "totalDebitAmount": "-0.01",
    "totalDebitCount": 1
  }
}

Read totals for the range summary and page through records with limit/offset. See Pagination.

Available reports

All reports live under /checkout/v3/report (except API Traffic). Each links to its API Reference entry.

Settlement & deposits

Report	Endpoint	What it shows
Settlement	GET /checkout/v3/report/volume	Settled volume, grouped for the range.
Settlement Transaction Detail	GET /checkout/v3/report/settlement/batch/transaction	Per-transaction settlement detail within a batch.
Deposits	GET /checkout/v3/report/ach/items	ACH deposits and withdrawals to your bank account.
ACH Activity	GET /checkout/v3/report/ach/activitySummary	Summary of ACH funding activity.
ACH Returns	GET /checkout/v3/report/ach/returns	ACH transactions that were returned.

Sales & activity

Report	Endpoint	What it shows
User Sales	GET /checkout/v3/report/usersales	Sales by user.
User Sales Summary	GET /checkout/v3/report/usersalessummary	Summarized sales by user.
Statement	GET /checkout/v3/report/statement	Merchant statement for the range.
API Traffic	GET /checkout/v3/accesslog	API request activity for your account.

Risk

Report	Endpoint	What it shows
Chargebacks	GET /checkout/v3/report/chargeback	Chargebacks raised against your transactions.
Expired Cards	GET /checkout/v3/report/cardexpiration	Saved cards that are expired or expiring.

Reconcile payments to your bank

Reconciliation walks the payment from capture to deposit. Each stage has a report (or the Batch Management API) you can pull to match the numbers.

flowchart LR
    A([Payments<br/>captured]) --> B([Batch<br/>closed])
    B --> C([Batch<br/>settled])
    C --> D([Funds deposited<br/>to bank])
    B -. Batch Management API .-> B
    C -. Settlement report .-> C
    D -. Deposits / ACH reports .-> D
    style C fill:#E1F5FE,stroke:#0288D1,stroke-width:2px
    style D fill:#E8F5E9,stroke:#2E7D32,stroke-width:2px

Confirm the batch closed. Open and close batches, and read batch contents, with the Batch Management API — see Batch Management. Batch payments are available at GET /checkout/v3/batchpayment/{id}.
Match settled volume. Pull the Settlement report for the date range and reconcile it against your batch totals; use Settlement Transaction Detail to drill into individual transactions.
Match the deposit. Pull the Deposits and ACH Activity reports to confirm settled funds landed in your bank account, and ACH Returns for anything that bounced back.

For the settlement-to-funding flow, auto-close configuration, and how settled batches become bank deposits, see Settlement & Funding.

Invoice activity can also be exported for reconciliation with Invoice Export (GET /checkout/v3/invoice/export). See Invoicing and Recurring Billing.

Best practices

Practice	Description
Reconcile daily	Pull the Settlement and Deposits reports for each processing day and match them to your bank statement.
Page through large ranges	Use `limit` and `offset` for wide date ranges rather than one huge request. See Pagination.
Keep date ranges tight	Narrow `startDate`/`endDate` windows return faster and are easier to reconcile.
Watch returns and chargebacks	Pull ACH Returns and Chargebacks regularly so reversed funds don't surprise your books.
Automate expiring cards	Use the Expired Cards report (or Account Updater) to refresh saved cards before they fail.

Reports & Reconciliation