Appendix

Configure AmountReturn CodesDescription
334.44R01Not Sufficient Funds
335.55R02Bank Account Closed
336.66R03Unable Locate Account
337.77R04Invalid Bank Account Number
338.88R05Account Number structure invalid
339.99R06Returned per ODFI request
333.33R10Unauthorized Return
311.11R07Authorization Revoked by Customer
311.12R08Payment Stopped
311.13R09Uncollected Funds
311.14R11Check Truncation Entry Returned
311.15R12Branch Sold to Another DFI
311.16R13RDFI Not Qualified to Participate
311.17R14Account- holder Deceased
311.18R15Beneficiary Deceased
311.19R16Account Frozen
311.2R17File Record Edit Criteria- Fields not edited by the ACH Operator are edited by the RDFI
311.21R18Improper Effective Entry Date
311.22R19Amount Field Error
311.23R20Non Transaction Account
311.24R21Invalid Company Identification
311.25R22Invalid Individual ID Number
311.26R23Credit Entry Refused by Receiver
311.27R24Duplicate Entry
311.28R25Addenda Error
311.29R26Mandatory Field Error
311.3R27Trace Number Error
311.31R28Routing Number Check Digit Error
311.32R29Corporate Customer Advises Not Authorized
311.33R30RDFI Not Participant in Check truncation Program
311.34R31Permissible Return Entry (CCD and CTX only)
311.35R32RDFI Non- Settlement
311.36R33Return of XCK Entry
311.37R34Limited Participation DFI
311.38R35Return of Improper Debit Entry
311.39R36Reserved
311.4R37Reserved
311.41R38Stop Pay (ARC)
311.42R39Reserved
311.43R40Non- Participant in ENR Program (ENR only)
311.44R41Invalid Transaction Code (ENR only)
311.45R42Routing Number/ Check Digit Error (ENR only)
311.46R43Invalid DFI Account Number (ENR only)
311.47R44Invalid Individual ID Number (ENR only)
311.48R45Invalid Individual Name (ENR only)
311.49R46Invalid Representative Payee Indicator (ENR only)
311.5R47Duplicate Enrollment (ENR only)
311.51R48Reserved
311.52R49Reserved
311.53R50State Law Affecting RCK Acceptance
311.54R51Item is Ineligible, Notice Not Provided, Signatures Not Genuine
311.55R52Stop Payment
311.56R53Paper Backup Missing or Not in Agreement
311.57R54Reserved
311.58R55Reserved
311.59R56Reserved
311.6R57Reserved
311.61R58Reserved
311.62R59Reserved Dishonored Return Codes for ODFIs
311.63R60Reserved
311.64R61Misrouted Return
311.65R62Incorrect Trace Number
311.66R63Incorrect Dollar Amount
311.67R64Incorrect Individual Identification
311.68R65Incorrect Transaction Code
311.69R66Incorrect Company Identification
311.7R67Duplicate Return
311.71R68Untimely Return
311.72R69Multiple Errors- Two or more fields are incorrect (i.e. original entry trace number, amount, etc)
311.73R70Permissible Return Entry Not Accepted
311.74R71Misrouted Dishonored Return
311.75R72Untimely Dishonored Return
311.76R73Timely Original Return
311.77R74Corrected Return
311.78R75Return Not a Duplicate
311.79R76No Errors Found
311.8R77Non-Acceptance of R62 Dishonored Return
311.81R80Cross Border Coding Error
311.82R81Non-Participant in Cross-Border Program
311.83R82Invalid Foreign Receiving DFI
Identification
311.84R83Foreign Receiving DFI Unable To Settle
311.85R84Entry Not Processed by O.G.O.
111.11EXTERNAL_DEBIT
999.99GREATER_DEBIT
899.99LESSER_DEBIT

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