Check deposits are their own operational world: a paper instrument has to be captured or received, image-checked, endorsed, and cleared through the bank before the funds are final. PCE supports two ways to bring checks in.

Choose a method

Remote Check Deposits

Deposit a check you hold by capturing front and back images from a mobile device. Images run through quality assessment and endorsement before clearing.

Lockbox Deposits

Share a bank-managed lockbox address; mailed checks are extracted, scanned, matched, and deposited for you.

Checks clear over days, not seconds
Submission is fast, but funds realize only after bank clearing (typically several business days) and can still be returned. Track the deposit to a terminal status rather than assuming success on submit — see Transaction lifecycle.

Deposit checks

Choose a method

See also