This page outlines PCE’s Payment Core suite, empowering you to handle direct sales, separate authorizations and captures, advanced controls, refunds, tipping, and secure tokenization. Whether you need instant captures or staged workflows, PCE delivers the flexibility and compliance you require.

Prerequisites

Active merchant account configured for card processing
PCI DSS Level 1 compliance for payment operations
Bank and network agreements for settlements, staged captures, and refunds

Direct Sale (Immediate Capture)

Process a payment with a single API call that authorizes and captures funds immediately—ideal for instant order fulfillment.

Separate Authorization & Capture

Authorize funds to place a hold, then capture later when goods ship or services are delivered—perfect for pre-orders and staged fulfillment.

Authorization Controls

Incremental Authorization
Void Authorization
Authorization Adjustments

Capture Controls

Full Captures
Single & Multi Partial Captures
Over Capture

Refunds

Full Refunds
Partial Refunds (Single/Multiple)

Value-Added Transactions

Card Detail Storage

Securely tokenize and vault customer payment details to enable subscriptions, top-ups, and faster checkouts.

Card Transaction Status Lifecycle

Status	Description
UNCAPTURED	Default state after authorization.
PARTIALLY_CAPTURED	Some or all funds captured but `isFinalCapture` not set; can revert if a capture is voided.
CAPTURED	When captured amount equals or exceeds auth, or when a lesser amount is captured with final capture set.
COMPLETED	Post realization (good-funds) interval or upon successful refund completion.
FAILED	Network or processor failure response.
VOIDED	Auth or capture voided by merchant before settlement.
APPROVED	Default on creation of capture or refund transactions; previous INITIATED status used only by older integrations.

Note: New integrations will see captures and refunds created directly in APPROVED status. Legacy integrations may still surface INITIATED.