PCE offers a powerful and flexible onboarding solution built specifically for modern fintech experiences. With a robust set of developer-friendly APIs, PCE enables you to seamlessly onboard customers—all directly from within your product or platform.

Whether you're building an Invite-based or a Direct onboarding, PCE gives you the control and compliance you need, without compromising user experience. Key features include:

Save & Resume: Capture partial data and allow users to continue onboarding without starting over.
Progressive Onboarding: Unlock additional services by submitting only new or updated information, without re-entering existing data.

Designed for easy integration into your existing onboarding workflows, PCE APIs support:

Real-time validation of customer information
Account creation and setup — including support for different account types (e.g., Clearing account or Customer-owned Accounts). To learn more, please refer to→ Accounts
Frictionless activation for payment and banking services

Choose your Onboarding Flow

Share an invitation link with your customer, using the Self Signup API.

This method ensures centralized control over who gets onboarded, while still allowing customers to complete the process independently.

It’s ideal for compliance-sensitive use cases.

Key Steps:

Generate a Signup Invite via API
Pre-fill basic entity info (if needed)
Send the invite link to the customer via email or SMS
Customer completes onboarding form
Track onboarding status via Webhooks

Entity Types you can Onboard

Business

A registered entity with legal documents, tax ID, beneficial owners, and authorized signers.

Example: 99 Apartments, a rental property.

Individual

A single user onboarding with own identity, OR Joint owners for minors (age under 18), managed jointly by Parent Owners and Co-owners.

Examples:

John Smith, a renter.
Emma Johnson (age 15) and Sarah Johnson (age 11), jointly managed by their father, Tom Johnson.