This page provides a complete reference for every PCE entity—such as Customer, Account, Transaction, and more—and details the Create, Retrieve, Update, Delete, and specialty actions supported on each. Use this guide to plan your integration flows, automate workflows, and understand the full surface area of the PCE API.

Prerequisites

A PCE sandbox account with valid API credentials
Appropriate API role permissions for entity operations

Limitations

Adherence to the rate limit (1,000 requests per 10 seconds) to avoid throttling

List of Entities and Operations

Entity	Description	Operations Available
Customer	An individual, business, or joint tenancy onboarded onto PCE.	Create, Retrieve, Update, Delete, List, Add Customer Preferences, Retrieve Customer Preferences, Retrieve Beneficial Owners
Account	FDIC-insured account opened for a customer to collect, manage, store, and move funds.	Create, Retrieve, Update, Delete, List, Retrieve by Customer, Close, Account Statement, List Interest History
External Account	A bank account outside PCE linked to a customer for pulls or pushes.	Create, Retrieve, Update, Delete, List, Retrieve by Customer, Validate, Verify, Block, Unblock
International External Account	A non-U.S. bank account supporting cross-border transfers.	Create, Retrieve, Update, List, Retrieve by Customer, List Meta Data
Merchant	A business customer that accepts and processes card transactions.	Create, Retrieve, Update, Delete, List, Retrieve by Customer, Merchant Statement, Preview API
Terminal	A semi-integrated POS endpoint for card-present payments.	Retrieve
Card	A payment card outside PCE linked to a customer for payments.	Create, Retrieve, Update, Delete, List, Retrieve by Customer
Mailing Address	A postal address associated with a customer or entity.	Create, Retrieve, Update, Delete, List, Retrieve by Customer
Collect	Instruction to pull funds (ACH, Card, Check) from an external account or card.	Create, Retrieve, Update, Delete, List, Cancel, Void
Send	Instruction to push funds (ACH, Check, Wire, Book, Virtual Card) from PCE to external account.	Create, Retrieve, Update, Delete, List, Cancel, Stop, Retrieve Virtual Card Image
Transaction	Any fund-movement instruction (ACH, Card, Check, Wire, Book).	Create, Retrieve, Update, Delete, List, Cancel, Stop, Void, Refund, Capture Transactions, Retrieve Virtual Card, FX Quotes
Recurring Transaction	A scheduled, repeating fund-movement instruction.	Create, Retrieve, Update, Delete, List, List History, Cancel, Pause, Resume
Ledger	A record of every transaction performed on an account.	List
Chargeback	Issuer-initiated reversal of a card transaction due to dispute or fraud.	List
Authorized User	A legal user entity linked to a business customer.	Create, Retrieve, Update, List, Retrieve by Customer
Debit Card	A physical debit card issued against a PCE account.	Create, Retrieve, List, Freeze, Unfreeze, Replace, Reissue, Retrieve Card Image
Location	A saved business or customer address record.	Create, Retrieve, Update, List, Retrieve by Merchant, Retrieve by Customer
Signup Invite	Self-signup invitation for new users via email or SMS.	Create, List
Contact	A frequent payee or counterparty for collect/send transactions.	Create, Retrieve, Update, Delete, List, Retrieve by Customer, Verify PPI
Batch	A group of card captures and refunds bundled for settlement.	List, Retrieve, Retrieve by Customer
Funding Rule	Rules to split incoming funds among multiple recipients or accounts.	Create, Retrieve, Deactivate, List
Secured Credit Card	A collateral-backed credit card issued to a customer.	Create, Retrieve, Activate
Webhook	A configured HTTP callback that notifies your endpoint of PCE events.	Create, Retrieve, Update, Delete, List