Banking & Treasury is a service within PCE that provides the infrastructure required to store funds, manage balances, and move money across internal accounts and external banking systems.

With Banking & Treasury, businesses and individuals can open and manage platform accounts, process transactions, and move funds using multiple payment rails. This enables organizations to operate financial workflows directly within the platform while maintaining visibility, control, and reconciliation of their funds.

The service supports the complete lifecycle of fund movement — from collecting funds to storing balances, transferring money between accounts, and sending payments externally.

Core Capabilities

Accounts

Open and manage Checking and Clearing accounts to securely store funds and track balances within the platform.

Fund Transfers

Move funds between platform accounts or transfer money to external banking systems.

Card Issuing

Issue and manage cards linked to platform accounts for spending and withdrawals.

Payment Rails

Move money using supported rails such as ACH, Wire, Check, and card-based transactions.

Transaction & Reporting

Track transactions, reconcile balances, and access account ledgers and financial reports.

Managing the Flow of Funds

Using Banking & Treasury, organizations can manage the complete lifecycle of financial transactions:

Collect → Store → Transfer → Send

This unified flow enables businesses to handle payments, treasury operations, and fund management efficiently while maintaining full visibility and control over financial activity.