Webhook Event Types

Our webhook system can notify your application about a wide range of events related to card issuance, card replacement, and card funding. Subscribing to these events allows you to build automated workflows and stay informed in real-time.

Below is a comprehensive list of the available eventType values you can subscribe to.

Note: You can view the thresholds associated with all event types by making a request to GET checkout/v3/subscription/eventtype

Customer

Events related to the operations of creation and updation a Business or Individual customer.

Event Type

Description

business.create/update

Notifies when a Business Customer is created/updated in the system successfully. threshold should contain the minimum amount to trigger a notification (Default: 0).

individual.cretae/update

Notifies when an Individual Customer is created/updated in the system successfully. threshold should contain the minimum amount to trigger a notification (Default: 0).

Example Payloads

When you subscribe to an event, your endpoint will receive a POST request with a JSON payload. The structure will be similar to the example below, with the data object changing based on the eventType.

{
    "id": 15140,
    "eventType": "customer.individual.create",
    "eventTimeStamp": "05/13/2025 01:03:00",
    "eventId": "0001709618091430001",
    "eventCreated": 1747098180090,
    "payload": [
        {
            "resourceName": "customer",
            "url": "/v1/customer/id/4009402",
            "id": 4009402,
            "tags": [
                "grade A customer"
            ],
            "externalId": "TSC0567890",
            "metaData": {
                "acceptedDraftAmount": "$333.50"
            },
            "type": "INDIVIDUAL",
            "individual": {
                "firstName": "John",
                "middleName": "K",
                "lastName": "Smith",
                "fullName": "John K Smith",
                "last4ssn": "9578",
                "dob": "06/25/2000",
                "homePhone": "573-986-1372",
                "mobilePhone": "235-247-4107",
                "workPhone": "838-900-9290",
                "mailingAddress": [
                    {
                        "resourceName": "address",
                        "url": "/v1/customer/id/4009402/mailingAddress/id/1033532",
                        "id": 1033532,
                        "externalId": "P94567A221",
                        "addressLine1": "999",
                        "addressLine2": "GT1 KMB",
                        "city": "San Jose",
                        "state": "CA",
                        "zip": "95311",
                        "isPrimary": true
                    }
                ],
                "verification": {
                    "ofacStatus": "PENDING_VERIFICATION",
                    "ofacStatusReason": "PENDING_VERIFICATION",
                    "ofacStatusDate": "12/03/2022 07:49:48",
                    "cipStatus": "IGNORED",
                    "cipStatusReason": "IGNORED ON_USER_REQUEST",
                    "cipStatusDate": "12/03/2022 07:49:48"
                },
                "createdOn": "12/03/2022 07:49:48",
                "lastUpdatedOn": "12/03/2022 07:49:48"
            },
            "isPaperless": false,
            "status": "ACTIVE",
            "statusReason": "ON_USER_REQUEST",
            "statusDate": "12/03/2022 07:49:48",
            "account": {
                "resourceName": "account",
                "url": "/v1/customer/id/4009402/account"
            },
            "externalAccount": {
                "resourceName": "externalAccount",
                "url": "/v1/customer/id/4009402/externalAccount"
            },
            "linkedDocument": [
                {
                    "id": 24658,
                    "purpose": "AUTHORIZATION",
                    "status": "PENDING_VERIFICATION",
                    "document": {
                        "resourceName": "document",
                        "url": "/v1/document/id/4023765",
                        "id": 4023765,
                        "type": "SPAA",
                        "name": "abc.pdf"
                    },
                    "linkedOn": "12/03/2022 07:49:48",
                    "linkedBy": {
                        "userType": "API_USER",
                        "username": "[email protected]",
                        "status": "ACTIVE"
                    }
                }
            ],
            "createdOn": "12/03/2022 07:49:48",
            "createdBy": {
                "userType": "API_USER",
                "username": "[email protected]",
                "status": "ACTIVE"
            },
            "lastUpdatedOn": "12/03/2022 07:49:48",
            "lastUpdatedBy": {
                "userType": "API_USER",
                "username": "[email protected]",
                "status": "ACTIVE"
            }
        }
    ]
}
{
                                  "id": 15140,
                                  "eventType": "customer.individual.create",
                                  "eventTimeStamp": "05/13/2025 01:03:00",
                                  "eventId": "0001709618091430001",
                                  "eventCreated": 1747098180090,
                                  "payload": [
                                    {
                                      "resourceName": "customer",
                                      "url": "/v1/customer/id/4009402",
                                      "id": 4009402,
                                      "tags": [
                                        "grade A customer"
                                      ],
                                      "externalId": "TSC0567890",
                                      "metaData": {
                                        "acceptedDraftAmount": "$333.50"
                                      },
                                      "type": "INDIVIDUAL",
                                      "individual": {
                                        "firstName": "John",
                                        "middleName": "K",
                                        "lastName": "Smith",
                                        "fullName": "John K Smith",
                                        "last4ssn": "9578",
                                        "dob": "06/25/2000",
                                        "homePhone": "573-986-1372",
                                        "mobilePhone": "235-247-4107",
                                        "workPhone": "838-900-9290",
                                        "mailingAddress": [
                                          {
                                            "resourceName": "address",
                                            "url": "/v1/customer/id/4009402/mailingAddress/id/1033532",
                                            "id": 1033532,
                                            "externalId": "P94567A221",
                                            "addressLine1": "999",
                                            "addressLine2": "GT1 KMB",
                                            "city": "San Jose",
                                            "state": "CA",
                                            "zip": "95311",
                                            "isPrimary": true
                                          }
                                        ],
                                        "verification": {
                                          "ofacStatus": "PENDING_VERIFICATION",
                                          "ofacStatusReason": "PENDING_VERIFICATION",
                                          "ofacStatusDate": "12/03/2022 07:49:48",
                                          "cipStatus": "IGNORED",
                                          "cipStatusReason": "IGNORED ON_USER_REQUEST",
                                          "cipStatusDate": "12/03/2022 07:49:48"
                                        },
                                        "createdOn": "12/03/2022 07:49:48",
                                        "lastUpdatedOn": "12/03/2022 07:49:48"
                                      },
                                      "isPaperless": false,
                                      "status": "ACTIVE",
                                      "statusReason": "ON_USER_REQUEST",
                                      "statusDate": "12/03/2022 07:49:48",
                                      "account": {
                                        "resourceName": "account",
                                        "url": "/v1/customer/id/4009402/account"
                                      },
                                      "externalAccount": {
                                        "resourceName": "externalAccount",
                                        "url": "/v1/customer/id/4009402/externalAccount"
                                      },
                                      "linkedDocument": [
                                        {
                                          "id": 24658,
                                          "purpose": "AUTHORIZATION",
                                          "status": "PENDING_VERIFICATION",
                                          "document": {
                                            "resourceName": "document",
                                            "url": "/v1/document/id/4023765",
                                            "id": 4023765,
                                            "type": "SPAA",
                                            "name": "abc.pdf"
                                          },
                                          "linkedOn": "12/03/2022 07:49:48",
                                          "linkedBy": {
                                            "userType": "API_USER",
                                            "username": "[email protected]",
                                            "status": "ACTIVE"
                                          }
                                        }
                                      ],
                                      "createdOn": "12/03/2022 07:49:48",
                                      "createdBy": {
                                        "userType": "API_USER",
                                        "username": "[email protected]",
                                        "status": "ACTIVE"
                                      },
                                      "lastUpdatedOn": "12/03/2022 07:49:48",
                                      "lastUpdatedBy": {
                                        "userType": "API_USER",
                                        "username": "[email protected]",
                                        "status": "ACTIVE"
                                      }
                                    }
                                  ]
                                }


Account

Events designed to help you monitor and proactively manage your account information.

Event Type

Description

account.create/update

Notifies when an Account is created/updated in the system successfully. threshold should contain the minimum number of declines post which notification will be triggered (Default: 30).

Example Payloads

When you subscribe to an event, your endpoint will receive a POST request with a JSON payload. The structure will be similar to the example below, with the data object changing based on the eventType.

{
                                "id": 15140,
                                "eventType": "account.create",
                                "eventTimeStamp": "06/10/2024 19:08:33",
                                "eventId": "0001709618091430001",
                                "eventCreated": 1747098180090,
                                "payload": [
                                  {
                                    "resourceName": "account",
                                    "url": "v1/customer/id/4007825/account/id/4003513",
                                    "id": 4003513,
                                    "externalId": "E22343422234125678654",
                                    "nickName": "Jhon",
                                    "accountNumber": "8125001200000346",
                                    "status": "INACTIVE",
                                    "statusReason": "PENDING_VERIFICATION",
                                    "statusDate": "06/08/2023 06:11:10",
                                    "balance": {
                                      "amount": "0.00",
                                      "asOn": "06/08/2023 06:11:26"
                                    },
                                    "availableBalance": {
                                      "amount": "0.00",
                                      "asOn": "06/08/2023 06:11:26"
                                    },
                                    "purpose": "FEE",
                                    "routableAccount": {
                                      "accountNumber": "76650000004347",
                                      "routingNumber": "053101561",
                                      "wireRoutingNumber": "122287251",
                                      "wireAccountNumber": "13976650000004347",
                                      "wireMemo": "Alex Johnson 13976650000004347",
                                      "memo": "Alex Johnson 76650000004347"
                                    },
                                    "linkedDocument": [
                                      {
                                        "id": 15339,
                                        "purpose": "AUTHORIZATION",
                                        "status": "PENDING_VERIFICATION",
                                        "document": {
                                          "resourceName": "document",
                                          "url": "/v1/document/id/4014696",
                                          "id": 4014696,
                                          "type": "SPAA",
                                          "name": "spaa-blank.pdf"
                                        },
                                        "linkedOn": "06/08/2023 06:09:06",
                                        "linkedBy": {
                                          "userType": "API_USER",
                                          "username": "[email protected]",
                                          "status": "ACTIVE"
                                        }
                                      }
                                    ],
                                    "createdOn": "06/08/2023 06:09:05",
                                    "createdBy": {
                                      "userType": "API_USER",
                                      "username": "[email protected]",
                                      "status": "ACTIVE"
                                    },
                                    "lastUpdatedBy": {
                                      "userType": "INTERNAL",
                                      "username": "DEFAULT_USER",
                                      "status": "ACTIVE"
                                    },
                                    "lastUpdatedOn": "06/08/2023 06:11:10",
                                    "isCustomerOwned": true,
                                    "activationDate": "09/14/2023 06:09:46",
                                    "isPrimary": false,
                                    "totalCredit": {
                                      "amount": "0.00",
                                      "asOn": "03/13/2024 05:23:47"
                                    },
                                    "totalDebit": {
                                      "amount": "0.00",
                                      "asOn": "03/13/2024 05:23:47"
                                    }
                                  }
                                ]
                              }

Card

Events related to the lifecycle, activity, and management of issued Debit and Prepaid cards.


Event TypeDescription
card.prepaid.create/updateNotifies when a new Prepaid card is successfully issued/ updated within the system.
card.prepaid.transaction.declinedNotifies when a transaction attempted using a Prepaid card is declined due to reasons such as insufficient balance, authorization failure, or risk controls.
card.prepaid.transactionactivity.creditNotifies when a credit transaction occurs on a Prepaid card, such as funds being loaded or returned to the card balance.
card.prepaid.transactionactivity.debitNotifies when a debit transaction occurs on a Prepaid card, such as a purchase authorization or settlement.
card.prepaid.pin.updatedNotifies when the PIN associated with a Prepaid card is updated.
card.debit.create/updateNotifies when a new Debit card is successfully issued/updated successfully
card.debit.transaction.declinedNotifies when a transaction attempted using a Debit card is declined due to authorization failure, insufficient funds, or other validation checks.
card.debit.pin.updatedNotifies when the PIN associated with a Debit card is updated.

Example Payloads

When you subscribe to an event, your endpoint will receive a POST request with a JSON payload. The structure will be similar to the example below, with the data object changing based on the eventType.

Example Payload for Prepaid Cards

{
                                                                                                                                                          "eventType": "Deposit",
                                                                                                                                                          "merchantId": "100033599",
                                                                                                                                                          "dba": "Donleys Book of Many Things",
                                                                                                                                                          "xmid": "837989240737894",
                                                                                                                                                          "transmissionDate": "2026-01-07",
                                                                                                                                                          "workofDate": "2026-01-07",
                                                                                                                                                          "netAmount": 15897.6
                                                                                                                                                        }

Example Payload for Debit Cards

{
                                                                                                                                                          "eventType": "BatchClosed",
                                                                                                                                                          "merchantId": "100033599",
                                                                                                                                                          "dba": "Donleys Book of Many Things",
                                                                                                                                                          "totalAmount": 497.4,
                                                                                                                                                          "userName": "[email protected]",
                                                                                                                                                          "id": "10000006934016"
                                                                                                                                                        }

Ledgers

Events designed to help you monitor and view your account ledgers.

Event Type

Description

ledger.create

Notifies when an Ledger is created/updated in the system successfully. threshold should contain the minimum number of declines post which notification will be triggered (Default: 30).

Example Payloads

When you subscribe to an event, your endpoint will receive a POST request with a JSON payload. The structure will be similar to the example below, with the data object changing based on the eventType.


For Debit Card:
                              {
                                "id": 570719385,
                                "eventType": "ledger.create",
                                "eventTimeStamp": "05/28/2025 19:08:51",
                                "eventCreated": 1748459331990,
                                "eventId": "3934530000003903500002",
                                "payload": [
                                  {
                                    "id": 14911785,
                                    "amount": 5,
                                    "ledgerDate": "05/28/2025",
                                    "method": "CARD",
                                    "account": {
                                      "resourceName": "account",
                                      "id": 4350958,
                                      "url": "/v1/customer/id/5686406/account/id/4350958"
                                    },
                                    "narration": "Pending To *3440 - BIRD APP* PENDING.BIRD +18662052442 FLUS",
                                    "groupId": "1030648CET",
                                    "type": "DEBIT",
                                    "ledgerType": "HOLD",
                                    "createdOn": "05/28/2025 19:08:51",
                                    "createdBy": {
                                      "userType": "SYSTEM",
                                      "username": "SYSTEM",
                                      "status": "ACTIVE"
                                    },
                                    "lastUpdatedOn": "05/28/2025 19:08:51",
                                    "lastUpdatedBy": {
                                      "userType": "SYSTEM",
                                      "username": "SYSTEM",
                                      "status": "ACTIVE"
                                    }
                                  }
                                ]
                              }

Pending Items

  • Card Payloads for Debit & Prepaid Cards

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